Career Financing Options

Sterling Flight Training has teamed up with the Meritize platform* and Stratus Financial to offer our student’s unique financing options.

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams.  They know it’s not just about achieving your dreams but funding your family’s dreams as well.  That’s why Stratus was created, because with Stratus, the sky is no longer the limit.

Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus.  They look beyond the typical FICO scores and look at you as a whole aviator.  Stratus sets you up for success before you even apply! 

Exceptional lending packages, including:

• The best rate you’ll get anywhere to go from zero to hero!
• Full financing for your entire flight training and more
• Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
• Pay your loan off any time you want with no consequences or penalties whatsoever.

Stratus Has You Covered For Resources For Your Aviation Career

• Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
• Resume reviewing, editing, and building
• AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

Click the button below to fill out your Stratus application. Checking rates won’t affect your credit score.

Meritize – As of September 1, Meritize is not accepting new loan applications in the flight training space. Existing loans are still in effect and disbursements will continue as scheduled. 

Want to learn more? Check out their FAQ page or give them a call at 833-MERIT-4-U

*Sterling Flight Training does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”) or the Meritize platform.

Meritize Lending, LLC, NMLS ID 1661035 (NMLS ConsumerAccess https://www.nmlsconsumeraccess.org/)

MeritizeFinancial, Inc. NMLS ID 1986399 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritizereserves the right to modify or discontinue products and benefits at any time without notice. To qualify, aborrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount ofloan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission toa program,concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools areeligible for funding. Meritize does not offer educational loans in the following states: IN, ME, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.

**For residents of SC, loan is made by Meritize Financial, Inc.
*Variable rates are subject to change

Additional Financing Options

We Fly Program

Specifically designed for student pilots, We Florida Financial flight training loans provide a fixed-rate line of credit from $5,000 to $30,000. A line of credit will allow the student to pay Sterling directly, reducing time and stress managing receipts, faxes and wire transfers. Ideal candidates for this loan are pilots looking to fund recreational flight training or additional ratings. 

Monthly payments start 30 days after first withdrawal. No deferments available. Expect monthly payments to be roughly 2% of amount withdrawn in total.

Applicant and co-signer must be US citizen/Permanent Resident and must meet CU membership eligibility (generally speaking, applicant must be a FL resident to have an account at our CU). Applicants must have over a 600 credit score to be considered.

Find out more information on their website or call them at 954-745-2400.

Flight Training Finance

With extensive financing options to build your training program any way you want, Flight Training Finance does not require students meet any previous aviation experience requirements to begin an aviation journey, but students already on a flightpath to advanced certificates or career goals may also benefit from available financing options.

Flight Training Finance can help students complete an application, identify training to finance and approve students in as little as a day. Desired pace of training may dictate financing options.

Find out more on their website or call 800-667-0201.