Career Financing Options

Sterling Flight Training has teamed up with the Meritize platform* and Stratus Financial to offer our student’s unique financing options.

Meritize works with students, educators, and employers to help people excel in skills-based careers.

Meritize knows you are more than your credit score, and that is why they look at your past achievements
to potentially enhance your loan options. A few reasons why the Meritize Platform is a great option for students include:

  • Fixed and variable interest rates available**
  • Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training
  • Customer support available 6 days a week
  • 0.25% interest rate deduction  if you sign up for autopay***

Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.

If loan options are available to you, Meritize will request your merit information to finalize your application.

This could be in the form of:

  • Academic Experience (Official or unofficial transcript or HSE certification)
  • Military Experience (DD214)

Want to learn more? Check out their FAQ page or give them a call at 833-MERIT-4-U


*Sterling Flight Training does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”) or the Meritize platform.

Meritize Lending, LLC, NMLS ID 1661035 (NMLS ConsumerAccess https://www.nmlsconsumeraccess.org/)

MeritizeFinancial, Inc. NMLS ID 1986399 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritizereserves the right to modify or discontinue products and benefits at any time without notice. To qualify, aborrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount ofloan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission toa program,concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools areeligible for funding. Meritize does not offer educational loans in the following states: IN, ME, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.

**For residents of SC, loan is made by Meritize Financial, Inc.
*Variable rates are subject to change

Click the button below to fill out your Meritize application. Checking rates won’t affect your credit score.

Additional Financing Options

We Fly Program

Specifically designed for student pilots, We Florida Financial flight training loans provide a fixed-rate line of credit from $5,000 to $30,000. A line of credit will allow the student to pay Sterling directly, reducing time and stress managing receipts, faxes and wire transfers. Ideal candidates for this loan are pilots looking to fund recreational flight training or additional ratings. 

Monthly payments start 30 days after first withdrawal. No deferments available. Expect monthly payments to be roughly 2% of amount withdrawn in total.

Applicant and co-signer must be US citizen/Permanent Resident and must meet CU membership eligibility (generally speaking, applicant must be a FL resident to have an account at our CU). Applicants must have over a 600 credit score to be considered.

Find out more information on their website or call them at 954-745-2400.

Flight Training Finance

With extensive financing options to build your training program any way you want, Flight Training Finance does not require students meet any previous aviation experience requirements to begin an aviation journey, but students already on a flightpath to advanced certificates or career goals may also benefit from available financing options.

Flight Training Finance can help students complete an application, identify training to finance and approve students in as little as a day. Desired pace of training may dictate financing options.

Find out more on their website or call 800-667-0201.

Ready to Soar?

Ready to be a Professional Pilot? Want to experience our Redbird FMX Simulator, or join our ranks via your university’s aviation program? Let’s get you in the air.

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